Original Credit Transaction (OCT)
Original Credit Transaction (OCT) is a transaction often used to push funds to the receiver to finalize P2P (person-to-person) fund transfers.
PayCross considers and processes an OCT as a payout transaction. Thus, an OCT request and a returned response are similar to those of a payout transaction. The following parameters are required additionally to mandatory parameters of a payout request:
An OCT can not be reversed.
Please note that an OCT is not supported by the widget or the payment page. A specific gateway and merchant account setup might also be required. Contact your Account Manager.